The simplest way to comply
with Making Tax Digital.
Most MTD software is built for accountants or large property portfolios. Tofflo is built for landlords who want to stay compliant — from their phone, in minutes, without learning accounting software.
How Tofflo compares
We compared the leading MTD ITSA-capable options for UK landlords.
| Feature |  Tofflo | Hammock | Landlord Studio | Landlord Vision | PaTMa | Lendlord |
|---|---|---|---|---|---|---|
| HMRC-recognised MTD ITSA | ||||||
| Direct HMRC quarterly submissions | ||||||
| Starting price | Free / £4.99/mo | ~£5/mo | Free / £12/mo | £21.97/mo | Free / £15/mo | Free / £12/mo |
| Annual billing option | £49.99/yr (save 17%) | — | — | — | — | £99/yr |
| Free record-keeping tier | limited | limited | ||||
| Native mobile app (iOS + Android) | limited | |||||
| Designed mobile-first | ||||||
| Receipt photo capture | ||||||
| HMRC-aligned expense categories | ||||||
| Submission deadline reminders | ||||||
| Bank feed / Open Banking | ||||||
| Property tracking | ||||||
| Setup complexity | Minutes | Moderate | Moderate | Significant | Moderate | Moderate |
| Target user | Individual landlords | Individual landlords | Landlords + investors | Portfolio landlords | Self-managing landlords | Portfolio landlords |
Pricing and features sourced from competitor websites, February 2026. Subject to change. Tofflo is recognised by HMRC and listed on GOV.UK's Making Tax Digital for Income Tax software choices. "Landlord Studio" and "Lendlord" free tiers limited to a small number of units. "PaTMa" free tier includes MTD ITSA for 1 property. "Landlord Vision" mobile app has limited functionality vs desktop. Tofflo's free plan includes 1 property; Tofflo Pro supports unlimited properties with compliance certificate management; tenant management is not included.
Why Tofflo
Built for MTD, nothing else
Tofflo does one thing: helps you comply with Making Tax Digital for Income Tax. No tenant portals, no bank feeds, no accounting degree required. Just the quarterly compliance workflow — done simply.
Mobile-first, not mobile-also
Competitors adapted desktop software for mobile. Tofflo was designed for your phone from day one. Log a repair cost the moment it happens. Send a quarterly update from anywhere. No laptop needed.
Honest, affordable pricing
Free to record income and expenses — forever. £4.99/month or £49.99/year for HMRC submissions. No per-property charges, no hidden tiers, no minimum contract. Cancel any time.
You stay in control
Tofflo never auto-submits to HMRC. You review every quarterly update before it's sent. Your HMRC credentials are encrypted with AES-256-GCM and never exposed to the client. Your data is always yours.
What about FreeAgent, QuickBooks, or Xero?
General accounting software like FreeAgent, QuickBooks Self-Employed, and Xero all support MTD ITSA. They are excellent tools — for businesses that need full double-entry bookkeeping, payroll, VAT returns, and multi-currency support.
If you are a landlord who receives rental income and needs to send four quarterly updates a year to HMRC, that is all the complexity you should have to deal with. Tofflo gives you exactly that — and nothing you do not need.
Other options worth knowing about
RentalBux
A newer web-based MTD ITSA tool. HMRC-recognised and free for single-property landlords until 2028. Web-only — no dedicated mobile app.
GetGround
A property investment platform with HMRC-recognised MTD filing. MTD submissions are handled by their accountant team on your behalf — suited to investors using GetGround's company structures rather than self-service filers.
Get Tofflo on Google Play or the App Store
Tofflo is available now on Google Play and the App Store. Track income and expenses, and send quarterly updates to HMRC from your phone.